Get a Job at JPMorganChase: Interview Process and Top Questions

Learn how to prepare for JPMorgan Chase interviews with this in-depth guide.

We break down the JPMorgan Chase interview process and the top questions you should expect to answer.

About JPMorgan Chase

What is JPMorgan Chase?

JPMorgan Chase is a unified company of its two distinct brands: Chase, serving consumer and commercial banking needs, and J.P. Morgan, providing investment services to corporations and governments worldwide.

As one of the world's largest financial institutions, JPMorgan Chase combines traditional banking excellence with cutting-edge fintech innovation, offering growth opportunities for employees across all career stages.

Where is JPMorgan Chase located?

With headquarters in New York City, JPMorgan Chase operates globally with major regional office hubs in London, Hong Kong, São Paulo, Mumbai, and Warsaw.

The company employs more than 300,000 people globally who serve millions of consumers, small businesses, and institutional clients daily.

Who does JPMorgan Chase hire?

JPMorgan Chase hires across all experience levels, from entry-level graduates to experienced professionals in technology, finance, and business roles.

The company offers extensive programs for current students at all academic levels and comprehensive early career opportunities for new graduates, including internships, rotational programs, and full-time positions.

JPMorgan Chase actively recruits from diverse educational backgrounds and career paths, with more than 50% of employees participating in Business Resource Groups that foster an inclusive culture, professional development, and networking.

JPMorgan Chase Interview Guides

Get role-specific insights for JPMorgan Chase interviews:

• JPMorgan Chase Data Scientist Interview Guide

JPMorgan Chase Interview Process

The JPMorgan Chase interview process includes:

• A recruiter phone screen,
• A technical assessment,
• A comprehensive "super day" final round (3-4 interviews).

JPMorgan Chase has a fairly standard interview process, though the company notes that it differs for each position, so your specific process may vary slightly from what is outlined here.

How long does the interview process take?

The JPMorgan Chase interview process typically takes about 3 to 6 weeks from initial contact to final decision.

The timeline can vary based on role requirements, team availability, and the specific division within JPMorgan Chase you're applying to.

Does JPMorgan Chase's interview process vary by role?

JPMorgan Chase's interview process follows a consistent three-stage structure, but the technical focus varies significantly by role and position level.

Note that some candidates receive the technical screen before the recruiter call, depending on the specific role and hiring team preferences.

Recruiter Phone Screen

The interview process at JPMorgan Chase begins with a standard recruiter phone call, which lasts approximately 30 minutes.

This initial screen focuses on confirming your background related to the role and asking introductory questions to assess basic fit.

What is the JPMorgan Chase recruiter screen?

Expect a brief 30-minute call with a JPMorgan Chase recruiter, during which you will be asked about your background and experience related to the role, as well as a couple of introductory questions, such as "Why Chase?"

The recruiter will also review logistical information about the interview process and the role for which you're applying.

How should I prepare for the recruiter call?

To prepare for the JPMorgan Chase recruiter screen, research the company's core business areas across consumer banking (Chase) and investment services (J.P. Morgan).

Practice articulating your interest in JPMorgan Chase's mission and values, and prepare examples showing your relevant experience and career motivations.

Technical Screen

If you pass the recruiter screen, you'll advance to a technical screen that varies by role but typically lasts 45 minutes.

This involves a coding challenge conducted on HackerRank with a live interviewer, featuring two easy-to-medium difficulty data structures and algorithm questions.

Is the technical screen difficult?

JPMorgan Chase's technical challenges are generally easier than those of other top tech companies, testing your knowledge of fundamentals rather than expertise.

Interviewers assess problem-solving approach, code quality, and ability to think through edge cases relevant to financial applications.

Final Round Interviews

What is JPMorgan Chase's final round?

The final round, known as "super day," consists of 3 to 4 rounds of 45-60 minute interviews conducted back-to-back with 15-minute breaks between each session.

These interviews typically include a technical domain round, a system design round, and a behavioral round with a hiring manager.

Final round structure by role

Engineering roles typically include:

• Multiple coding rounds similar to the technical screen,
• System design interviews focused on financial systems,
• A conversational machine learning round,
• Behavioral rounds with the hiring manager.

Final round for non-engineering roles

Data science and product candidates undergo specialized interviews that cover domain expertise, industry case studies, and leadership scenarios, demonstrating JPMorgan Chase's business principles.

Is there always a behavioral component?

Yes, all JPMorgan Chase candidates undergo a behavioral interview, usually the third and final round of "super day," conducted by the hiring manager.

This 45-60 minute conversation focuses on JPMorgan Chase's business principles and traits such as teamwork, collaboration, leadership, and decision-making.

JPMorgan Chase Interview Questions

Here are examples of real interview questions asked at JPMorgan Chase:

Behavioral

• Tell me about yourself.
• Tell me about an impactful project that you led.
• Tell me about a time when you received negative feedback and how you handled it.
• How do you influence without authority?
• How do you prioritize tasks?
• How do you handle roadblocks or obstacles?

Coding

• Group anagrams together from a list of strings.
• Given stock prices for the next n days, maximize profit with daily trading.
• Find the minimum absolute difference between elements in an array.
• Given an array, find two numbers that sum to a target value.
• Find the maximum subarray sum in an array of integers.

System Design

• Design a real-time fraud detection system for a banking application.
• Design a rate-limiting system for financial transaction APIs.
• Design a time-series database for storing financial market data.
• Design a real-time notification system for banking alerts and transactions.
• Design a role-based access control system for financial institutions.

Machine Learning

• Design a machine learning system for stock prediction using social media sentiment.
• What metrics do you monitor after deploying a risk assessment model in production?
• How do you handle imbalanced data?
• Find the longest substring without repeating characters.

Data Science

• How do you detect and handle outliers in a dataset?
• Write a query to detect duplicate transactions in a financial dataset.
• Write a function to identify anomalies in transaction data.
• How would you optimize a large dataset for processing in Python?
• How would you assess credit risk for loan applicants using data?
• A sudden spike in transactions occurs—how would you investigate and respond?

Product Management

• As a PM for JPMorgan Chase's Payments Developer Portal, design a new feature to improve customer adoption.
• How do you prioritize tasks?
• 55% of users don't complete applications. Why do you think this is the case?
• Define OKRs, strategy, and goals for a new DevSecOps system at JPMorgan Chase.
• How do you determine the health of an engineering product backlog?

Behavioral

The behavioral round at JPMorgan Chase is usually the third and final interview on your "super day" and is conducted by the hiring manager.

This 45-60 minute interview is a conversation with questions focused on JPMorgan Chase's business principles and traits, such as teamwork, collaboration, leadership, decision-making, and conflict resolution.

How should I prepare for behavioral questions at JPMorgan Chase?

Prepare to answer questions using the STAR framework and create a story bank of examples that align with JPMorgan Chase's core values.

Get to know JPMorgan Chase's business principles:

• Exceptional client service
• Operational excellence
• A commitment to integrity, fairness, and responsibility
• A great team and a winning culture

Focus on stories that demonstrate these principles in action and your ability to work effectively in financial services environments.

Coding

JPMorgan Chase's coding round is usually the first round of "super day" for engineering candidates.

Expect your coding interview to be very similar to your initial technical assessment, with real-time coding and usually two more questions with a similar difficulty level as the online technical assessment.

What topics are covered in coding rounds?

Common coding topics at JPMorgan Chase include:

• Algorithms and data structures
• Arrays
• Strings
• Java
• Python
• Object-oriented programming principles

System Design

The system design round at JPMorgan Chase is usually the second round of "super day" for all engineering roles, although it may not be included for entry-level candidates.

This is a standard whiteboard system design interview where you'll be asked to design systems for practical problems, such as current challenges JPMorgan Chase faces.

How should I prepare for JPMorgan Chase's system design round?

To prepare, study JPMorgan Chase's technology initiatives by reading their technology blog to stay up to date on the company's latest internal developments.

Expect questions related to scalability, load balancing, caching, database optimization, microservices, and messaging systems, with financial services applications in mind.

Remember to ask clarifying questions upfront to clarify ambiguities, talk through your decision-making process, explain trade-offs, identify scaling opportunities, and potential risks or points of failure.

What approach should I take?

Practice answering system design questions while studying JPMorgan Chase's products and services to be ready for practical questions. Leave time at the end to answer follow-up questions from your interviewer.

Machine Learning

JPMorgan Chase's machine learning round is a 45-60 minute conversational interview, which dives into your work experience and past projects related to ML.

The interview also assesses your technical ML knowledge and understanding of machine learning applications in financial services.

How should I prepare for machine learning interviews?

To prepare, study ML fundamental concepts, as well as ML models and ML algorithms, including:

• Linear regression
• Logistic regression
• Decision trees
• Supervised learning models

Data Science

For the data science rounds at JPMorgan Chase, expect a coding round that assesses data structure and algorithm questions in SQL, Python, or R.

You'll also have a case study round, which dives into your past experiences related to data science and the role.

How are data science interviews structured?

Be prepared to discuss examples of your impact and problem-solving approach in past roles, such as "Discuss a challenging data science project and how you managed its complexities."

This round includes technical data science knowledge with practical case questions, too.

Product Management

The product management round at JPMorgan Chase includes a first round, which assesses your knowledge of PM methodologies, product development, and market analysis through case questions.

A second PM round discusses your past experiences as a PM, where you should come prepared to explain one or a couple of past PM projects in detail, specifically acknowledging your outcomes and impact.

JPMorgan Chase Interview Tips

Emphasize a customer-centric approach.

JPMorgan Chase's first business principle is "exceptional client service," demonstrating the company's emphasis on a customer-first mindset.

Whenever practical questions emerge in your interview rounds, stress your priority of considering the customer first. For example, center the customer in your system design explanations.

Demonstrate a growth mindset.

JPMorgan Chase is invested in employee growth, evident in the diversity of growth opportunities offered to current employees. A growth mindset is also a key trait that interviewers look for in candidates.

Create a story bank before your interviews, especially for your behavioral round, and include anecdotes that exemplify your ability to learn, especially through failure and challenges.

Know JPMorgan Chase inside and out.

Study JPMorgan Chase as a company and understand both of its brands: Chase and J.P. Morgan.

Read through the JPMorgan Chase Newsroom page to understand current ventures, discover how your values align with JPMorgan Chase's business principles, and browse JPMorgan Chase's history to be ready for detailed questions.

FAQs

How competitive are JPMorgan Chase interviews?

JPMorgan Chase interviews are moderately competitive. Technical assessments are generally easier than at top tech companies, focusing on solid fundamentals rather than complex algorithms.

The company emphasizes cultural fit and customer-centric thinking alongside technical competence, making behavioral preparation equally important as technical skills.

Does JPMorgan Chase hire students and new graduates?

Yes, JPMorgan Chase offers extensive opportunities for students and new graduates through comprehensive programs spanning from high school to graduate levels.

The company offers pre-internships, summer internships, and full-time opportunities, accompanied by robust mentorship and career development support.

Visit the JPMorgan Chase Student Programs page for current opportunities.

What should I know about JPMorgan Chase assessments?

JPMorgan Chase uses standardized assessments for certain positions, and you will be notified if your role requires one. Assessment types include structured live interviews, on-demand/recorded video interviews, and virtual skills assessments.

For on-demand video interviews, ensure your device has a camera and microphone, use professional business attire, and choose a distraction-free environment. Technical assessments may be online tests or live demonstrations and often cannot be retaken for a designated timeframe.

How should I prepare for JPMorgan Chase's emphasis on its business principles?

Since JPMorgan Chase evaluates candidates against their core business principles throughout the interview process, create specific examples demonstrating each principle in action.

Practice discussing situations where you've delivered exceptional client service, maintained operational excellence, acted with integrity, and contributed to team culture.

JPMorgan Chase Interview Prep

Exponent has extensive resources to prepare you to feel your best when it comes time for your interview at JPMorgan Chase:

• Brush up on interview questions asked at JPMorgan Chase
• Read through role-specific JPMorgan Chase interview guides
• Book a mock interview to practice commonly asked questions in real time
• Study with our comprehensive interview courses